The Samson Banking Company, Inc.: how it compares with its peers
Against 34 AL banks with half to twice its assets, The Samson Banking Company, Inc.'s strongest measure in Q2 2026 is efficiency ratio (54.70% vs. a 71.20% peer median). Its weakest relative measure is net interest margin (3.74% vs. 3.83%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.33% | 1.02% | Top third Ahead of 74% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.74% | 3.83% | Middle third Ahead of 44% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 54.70% | 71.20% | Top third Ahead of 94% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $4.9M | Top third Ahead of 71% of peers |
| Loans to deposits Net loans and leases over total deposits. | 37.49% | 63.16% | Context |
What it means for lending operations
Its efficiency ratio of 54.70% is better than the 71.20% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Brantley Bank and Trust Company Brantley, AL · $127M
- The Citizens Bank Greensboro, AL · $129M
- First State Bank of the South, Inc. Sulligent, AL · $131M
- The Southern Bank Company Gadsden, AL · $133M
- Peoples Bank of Greensboro Greensboro, AL · $116M
- The Commercial Bank Of Ozark Ozark, AL · $115M
Questions about The Samson Banking Company, Inc.
How big is The Samson Banking Company, Inc.?
The Samson Banking Company, Inc., established in 1930, is headquartered in Samson, AL. It reported $124M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The Samson Banking Company, Inc.'s return on assets?
1.33% annualized in Q2 2026, against a 1.02% median for 34 AL banks with half to twice its assets, ahead of 74% of them.
What is The Samson Banking Company, Inc.'s efficiency ratio?
54.70% in Q2 2026: it spent about 55 cents in noninterest expense for each dollar of revenue. The peer median is 71.20%, and lower is better.
Is The Samson Banking Company, Inc. growing its loans?
Net loans shrank 3.4% over the year to Q2 2026, while deposits grew 3.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Alabama bank ranked.