Mediapolis Savings Bank: how it compares with its peers
Against 120 IA banks with half to twice its assets, Mediapolis Savings Bank's strongest measure in Q2 2026 is net interest margin (3.77% vs. a 3.61% peer median). Its weakest relative measure is assets per employee ($7.1M vs. $8.6M).
| Measure | Mediapolis Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.53% | 1.41% | Middle third Ahead of 61% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.77% | 3.61% | Middle third Ahead of 63% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.72% | 54.67% | Middle third Ahead of 47% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.1M | $8.6M | Bottom third Ahead of 26% of peers |
| Loans to deposits Net loans and leases over total deposits. | 93.64% | 80.32% | Context |
What it means for lending operations
Its efficiency ratio of 56.72% is above the 54.67% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Freedom Financial Bank West Des Moines, IA · $269M
- Westside State Bank Westside, IA · $269M
- Cherokee State Bank Cherokee, IA · $271M
- Farmers and Merchants State Bank Winterset, IA · $272M
- Security Trust & Savings Bank Storm Lake, IA · $266M
- FNB Bank Fontanelle, IA · $275M
Questions about Mediapolis Savings Bank
How big is Mediapolis Savings Bank?
Mediapolis Savings Bank, established in 1940, is headquartered in Mediapolis, IA. It reported $270M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Mediapolis Savings Bank's return on assets?
1.53% annualized in Q2 2026, against a 1.41% median for 120 IA banks with half to twice its assets, ahead of 61% of them.
What is Mediapolis Savings Bank's efficiency ratio?
56.72% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 54.67%, and lower is better.
Is Mediapolis Savings Bank growing its loans?
Net loans grew 11.9% over the year to Q2 2026, while deposits shrank 1.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.