Durden Banking Company, Incorporated: how it compares with its peers
Against 74 GA banks with half to twice its assets, Durden Banking Company, Incorporated's strongest measure in Q2 2026 is net interest margin (6.08% vs. a 4.57% peer median). Its weakest relative measure is assets per employee ($6.2M vs. $6.8M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 3.60% | 1.57% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.08% | 4.57% | Top third Ahead of 99% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 43.87% | 58.73% | Top third Ahead of 92% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.2M | $6.8M | Middle third Ahead of 38% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.45% | 78.41% | Context |
What it means for lending operations
Its efficiency ratio of 43.87% is better than the 58.73% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Community Banking Company Fitzgerald, GA · $297M
- The Claxton Bank Bellville, GA · $305M
- Craft Bank Atlanta, GA · $306M
- Georgia First Bank Soperton, GA · $291M
- United National Bank Cairo, GA · $309M
- Farmers & Merchants Bank Eatonton, GA · $290M
Questions about Durden Banking Company, Incorporated
How big is Durden Banking Company, Incorporated?
Durden Banking Company, Incorporated, established in 1934, is headquartered in Twin City, GA. It reported $299M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Durden Banking Company, Incorporated's return on assets?
3.60% annualized in Q2 2026, against a 1.57% median for 74 GA banks with half to twice its assets, ahead of 97% of them.
What is Durden Banking Company, Incorporated's efficiency ratio?
43.87% in Q2 2026: it spent about 44 cents in noninterest expense for each dollar of revenue. The peer median is 58.73%, and lower is better.
Is Durden Banking Company, Incorporated growing its loans?
Net loans grew 16.7% over the year to Q2 2026, while deposits shrank 1.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are GA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Georgia bank ranked.