Greenfield Banking Company: how it compares with its peers
Against 33 TN banks with half to twice its assets, Greenfield Banking Company's strongest measure in Q2 2026 is assets per employee ($8.4M vs. a $6.0M peer median). Its weakest relative measure is net interest margin (3.34% vs. 3.99%).
| Measure | Greenfield Banking Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.91% | 0.87% | Middle third Ahead of 52% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.34% | 3.99% | Bottom third Ahead of 12% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.79% | 67.05% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.4M | $6.0M | Top third Ahead of 94% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.90% | 78.42% | Context |
What it means for lending operations
Its efficiency ratio of 60.79% is better than the 67.05% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Central Bank Savannah, TN · $160M
- Bank of Gleason Gleason, TN · $138M
- Bank of Halls Halls, TN · $135M
- Peoples Bank & Trust Company Manchester, TN · $169M
- Home Banking Company Selmer, TN · $124M
- Putnam 1st Mercantile Bank Cookeville, TN · $179M
Questions about Greenfield Banking Company
How big is Greenfield Banking Company?
Greenfield Banking Company, established in 1935, is headquartered in Greenfield, TN. It reported $151M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Greenfield Banking Company's return on assets?
0.91% annualized in Q2 2026, against a 0.87% median for 33 TN banks with half to twice its assets, ahead of 52% of them.
What is Greenfield Banking Company's efficiency ratio?
60.79% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 67.05%, and lower is better.
Is Greenfield Banking Company growing its loans?
Net loans grew 3.3% over the year to Q2 2026, while deposits grew 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Tennessee bank ranked.