State Bank of Reeseville: how it compares with its peers
Against 54 WI banks with half to twice its assets, State Bank of Reeseville's strongest measure in Q2 2026 is assets per employee ($10.6M vs. a $6.7M peer median). Its weakest relative measure is net interest margin (2.54% vs. 3.95%).
| Measure | State Bank of Reeseville | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.79% | 1.19% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.54% | 3.95% | Bottom third Ahead of 4% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 82.39% | 64.25% | Bottom third Ahead of 9% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.6M | $6.7M | Top third Ahead of 94% of peers |
| Loans to deposits Net loans and leases over total deposits. | 66.09% | 83.57% | Context |
What it means for lending operations
Its efficiency ratio of 82.39% is above the 64.25% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Farmers & Merchants Bank & Trust Marinette, WI · $175M
- The Bank of Kaukauna Kaukauna, WI · $176M
- First Community Bank Milton, WI · $159M
- GreenLeaf Bank Greenleaf, WI · $159M
- Oakwood Bank Pigeon Falls, WI · $156M
- Waldo State Bank Waldo, WI · $154M
Questions about State Bank of Reeseville
How big is State Bank of Reeseville?
State Bank of Reeseville, established in 1902, is headquartered in Reeseville, WI. It reported $170M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is State Bank of Reeseville's return on assets?
0.79% annualized in Q2 2026, against a 1.19% median for 54 WI banks with half to twice its assets, ahead of 20% of them.
What is State Bank of Reeseville's efficiency ratio?
82.39% in Q2 2026: it spent about 82 cents in noninterest expense for each dollar of revenue. The peer median is 64.25%, and lower is better.
Is State Bank of Reeseville growing its loans?
Net loans grew 25.9% over the year to Q2 2026, while deposits grew 12.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.