Bank of Hazlehurst: how it compares with its peers
Against 43 GA banks with half to twice its assets, Bank of Hazlehurst's strongest measure in Q2 2026 is return on assets (2.19% vs. a 1.30% peer median). Its weakest relative measure is assets per employee ($4.8M vs. $5.9M).
| Measure | Bank of Hazlehurst | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.19% | 1.30% | Top third Ahead of 86% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.81% | 4.36% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.80% | 63.12% | Top third Ahead of 70% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.8M | $5.9M | Bottom third Ahead of 26% of peers |
| Loans to deposits Net loans and leases over total deposits. | 46.89% | 67.37% | Context |
What it means for lending operations
Its efficiency ratio of 56.80% is better than the 63.12% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Citizens National Bank of Quitman Quitman, GA · $134M
- Planters and Citizens Bank Camilla, GA · $139M
- The Merchants & Citizens Bank Mcrae, GA · $146M
- The Farmers Bank Greensboro, GA · $148M
- Moultrie Bank & Trust Moultrie, GA · $151M
- Farmers State Bank Dublin, GA · $156M
Questions about Bank of Hazlehurst
How big is Bank of Hazlehurst?
Bank of Hazlehurst, established in 1906, is headquartered in Hazlehurst, GA. It reported $134M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of Hazlehurst's return on assets?
2.19% annualized in Q2 2026, against a 1.30% median for 43 GA banks with half to twice its assets, ahead of 86% of them.
What is Bank of Hazlehurst's efficiency ratio?
56.80% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 63.12%, and lower is better.
Is Bank of Hazlehurst growing its loans?
Net loans grew 13.6% over the year to Q2 2026, while deposits shrank 9.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are GA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Georgia bank ranked.