DeWitt Bank & Trust Co.: how it compares with its peers
Against 117 IA banks with half to twice its assets, DeWitt Bank & Trust Co.'s strongest measure in Q2 2026 is return on assets (1.81% vs. a 1.41% peer median). Its weakest relative measure is assets per employee ($5.3M vs. $8.7M).
| Measure | DeWitt Bank & Trust Co. | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.81% | 1.41% | Top third Ahead of 82% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.76% | 3.59% | Middle third Ahead of 62% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.22% | 54.56% | Middle third Ahead of 38% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.3M | $8.7M | Bottom third Ahead of 6% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.67% | 80.83% | Context |
What it means for lending operations
Its efficiency ratio of 58.22% is above the 54.56% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Success Bank Bloomfield, IA · $277M
- Reliance State Bank Story City, IA · $277M
- Iowa State Savings Bank Creston, IA · $277M
- Guthrie County State Bank Panora, IA · $279M
- FNB Bank Fontanelle, IA · $275M
- Pioneer Bank Sergeant Bluff, IA · $283M
Questions about DeWitt Bank & Trust Co.
How big is DeWitt Bank & Trust Co.?
DeWitt Bank & Trust Co., established in 1933, is headquartered in Dewitt, IA. It reported $277M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is DeWitt Bank & Trust Co.'s return on assets?
1.81% annualized in Q2 2026, against a 1.41% median for 117 IA banks with half to twice its assets, ahead of 82% of them.
What is DeWitt Bank & Trust Co.'s efficiency ratio?
58.22% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 54.56%, and lower is better.
Is DeWitt Bank & Trust Co. growing its loans?
Net loans grew 17.8% over the year to Q2 2026, while deposits grew 8.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.