Bank of Crockett: how it compares with its peers
Against 50 TN banks with half to twice its assets, Bank of Crockett's strongest measure in Q2 2026 is efficiency ratio (44.03% vs. a 68.11% peer median). Its weakest relative measure is net interest margin (4.12% vs. 4.01%).
| Measure | Bank of Crockett | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.49% | 0.92% | Top third Ahead of 76% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.12% | 4.01% | Middle third Ahead of 52% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 44.03% | 68.11% | Top third Ahead of 96% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.5M | $6.2M | Top third Ahead of 84% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.19% | 83.04% | Context |
What it means for lending operations
Its efficiency ratio of 44.03% is better than the 68.11% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Dickson Dickson, TN · $291M
- Sonata Bank Brentwood, TN · $282M
- TNBANK Oak Ridge, TN · $318M
- People's Bank and Trust Company of Pickett County Byrdstown, TN · $319M
- Newport Federal Bank Newport, TN · $277M
- Citizens Bank and Trust Company of Grainger County Rutledge, TN · $273M
Questions about Bank of Crockett
How big is Bank of Crockett?
Bank of Crockett, established in 1887, is headquartered in Bells, TN. It reported $299M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Bank of Crockett's return on assets?
1.49% annualized in Q2 2026, against a 0.92% median for 50 TN banks with half to twice its assets, ahead of 76% of them.
What is Bank of Crockett's efficiency ratio?
44.03% in Q2 2026: it spent about 44 cents in noninterest expense for each dollar of revenue. The peer median is 68.11%, and lower is better.
Is Bank of Crockett growing its loans?
Net loans grew 12.7% over the year to Q2 2026, while deposits grew 5.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Tennessee bank ranked.