Bank of Luxemburg: how it compares with its peers
Against 61 WI banks with half to twice its assets, Bank of Luxemburg's strongest measure in Q2 2026 is net interest margin (3.86% vs. a 3.75% peer median). Its weakest relative measure is return on assets (0.80% vs. 1.39%).
| Measure | Bank of Luxemburg | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.80% | 1.39% | Bottom third Ahead of 16% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.86% | 3.75% | Middle third Ahead of 61% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 73.32% | 58.70% | Bottom third Ahead of 16% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.5M | $7.7M | Bottom third Ahead of 21% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.05% | 89.47% | Context |
What it means for lending operations
Its efficiency ratio of 73.32% is above the 58.70% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Northwestern Bank Chippewa Falls, WI · $726M
- Dairy State Bank Rice Lake, WI · $730M
- WOODTRUST BANK Wisconsin Rapids, WI · $735M
- Chippewa Valley Bank Hayward, WI · $736M
- Bank of Prairie du Sac Prairie Du Sac, WI · $745M
- Fortifi Bank Berlin, WI · $750M
Questions about Bank of Luxemburg
How big is Bank of Luxemburg?
Bank of Luxemburg, established in 1903, is headquartered in Luxemburg, WI. It reported $723M in total assets in its Q2 2026 FDIC call report and operates 9 offices.
What is Bank of Luxemburg's return on assets?
0.80% annualized in Q2 2026, against a 1.39% median for 61 WI banks with half to twice its assets, ahead of 16% of them.
What is Bank of Luxemburg's efficiency ratio?
73.32% in Q2 2026: it spent about 73 cents in noninterest expense for each dollar of revenue. The peer median is 58.70%, and lower is better.
Is Bank of Luxemburg growing its loans?
Net loans grew 4.5% over the year to Q2 2026, while deposits grew 1.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.