Park Bank, National Association: how it compares with its peers
Against 22 WI banks with half to twice its assets, Park Bank, National Association's strongest measure in Q2 2026 is assets per employee ($5.9M vs. a $6.6M peer median). Its weakest relative measure is return on assets (0.11% vs. 1.27%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.11% | 1.27% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.60% | 3.76% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 99.70% | 64.61% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.9M | $6.6M | Bottom third Ahead of 32% of peers |
| Loans to deposits Net loans and leases over total deposits. | 39.90% | 79.62% | Context |
What it means for lending operations
Its efficiency ratio of 99.70% is above the 64.61% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Bank of Ontario Ontario, WI · $79M
- Hustisford State Bank Hustisford, WI · $80M
- Mayville Savings Bank Mayville, WI · $84M
- Independence State Bank Independence, WI · $84M
- Ladysmith Federal Savings and Loan Association Ladysmith, WI · $93M
Questions about Park Bank, National Association
How big is Park Bank, National Association?
Park Bank, National Association, established in 1909, is headquartered in Holmen, WI. It reported $76M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Park Bank, National Association's return on assets?
0.11% annualized in Q2 2026, against a 1.27% median for 22 WI banks with half to twice its assets, ahead of 0% of them.
What is Park Bank, National Association's efficiency ratio?
99.70% in Q2 2026: it spent about 100 cents in noninterest expense for each dollar of revenue. The peer median is 64.61%, and lower is better.
Is Park Bank, National Association growing its loans?
Net loans grew 0.8% over the year to Q2 2026, while deposits shrank 0.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.