Mayville State Bank: how it compares with its peers
Against 16 MI banks with half to twice its assets, Mayville State Bank's strongest measure in Q2 2026 is return on assets (0.97% vs. a 0.95% peer median). Its weakest relative measure is assets per employee ($4.1M vs. $4.6M).
| Measure | Mayville State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.97% | 0.95% | Middle third Ahead of 50% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.78% | 4.29% | Middle third Ahead of 38% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 71.10% | 71.69% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.1M | $4.6M | Bottom third Ahead of 27% of peers |
| Loans to deposits Net loans and leases over total deposits. | 51.30% | 74.32% | Context |
What it means for lending operations
Its efficiency ratio of 71.10% is better than the 71.69% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Huron State Bank Rogers City, MI · $95M
- First State Bank of Michigan Decatur, MI · $88M
- Community Unity Bank Birmingham, MI · $107M
- Blissfield State Bank Blissfield, MI · $115M
- Homestead Savings Bank Albion, MI · $72M
- JPMorgan Chase Bank, Dearborn Dearborn, MI · $71M
Questions about Mayville State Bank
How big is Mayville State Bank?
Mayville State Bank, established in 1885, is headquartered in Mayville, MI. It reported $95M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Mayville State Bank's return on assets?
0.97% annualized in Q2 2026, against a 0.95% median for 16 MI banks with half to twice its assets, ahead of 50% of them.
What is Mayville State Bank's efficiency ratio?
71.10% in Q2 2026: it spent about 71 cents in noninterest expense for each dollar of revenue. The peer median is 71.69%, and lower is better.
Is Mayville State Bank growing its loans?
Net loans shrank 3.1% over the year to Q2 2026, while deposits grew 0.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Michigan bank ranked.