Katahdin Trust Company: how it compares with its peers
Against 9 ME banks with half to twice its assets, Katahdin Trust Company's strongest measure in Q2 2026 is net interest margin (3.94% vs. a 3.42% peer median). Its weakest relative measure is assets per employee ($6.2M vs. $7.7M).
| Measure | Katahdin Trust Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.90% | 0.99% | Middle third Ahead of 44% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.94% | 3.42% | Top third Ahead of 89% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.38% | 71.40% | Top third Ahead of 78% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.2M | $7.7M | Bottom third Ahead of 11% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.43% | 104.55% | Context |
What it means for lending operations
Its efficiency ratio of 68.38% is better than the 71.40% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Partners Bank of New England Sanford, ME · $1.09B
- Skowhegan Savings Bank Skowhegan, ME · $855M
- Saco & Biddeford Savings Institution Saco, ME · $1.47B
- Bath Savings Institution Bath, ME · $1.50B
- Franklin Savings Bank Farmington, ME · $787M
- Androscoggin Savings Bank Lewiston, ME · $1.76B
Questions about Katahdin Trust Company
How big is Katahdin Trust Company?
Katahdin Trust Company, established in 1918, is headquartered in Patten, ME. It reported $1.16B in total assets in its Q2 2026 FDIC call report and operates 17 offices.
What is Katahdin Trust Company's return on assets?
0.90% annualized in Q2 2026, against a 0.99% median for 9 ME banks with half to twice its assets, ahead of 44% of them.
What is Katahdin Trust Company's efficiency ratio?
68.38% in Q2 2026: it spent about 68 cents in noninterest expense for each dollar of revenue. The peer median is 71.40%, and lower is better.
Is Katahdin Trust Company growing its loans?
Net loans grew 9.9% over the year to Q2 2026, while deposits grew 3.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are ME banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Maine bank ranked.