Bridge Community Bank: how it compares with its peers
Against 99 IA banks with half to twice its assets, Bridge Community Bank's strongest measure in Q2 2026 is net interest margin (4.91% vs. a 3.65% peer median). Its weakest relative measure is return on assets (1.26% vs. 1.33%).
| Measure | Bridge Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.26% | 1.33% | Middle third Ahead of 43% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.91% | 3.65% | Top third Ahead of 98% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 44.72% | 57.36% | Top third Ahead of 83% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.3M | $8.4M | Middle third Ahead of 48% of peers |
| Loans to deposits Net loans and leases over total deposits. | 83.80% | 76.93% | Context |
What it means for lending operations
Its efficiency ratio of 44.72% is better than the 57.36% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First State Bank Belmond, IA · $142M
- Farmers Savings Bank Marshalltown, IA · $140M
- Community Bank Dunlap, IA · $138M
- Corydon State Bank Corydon, IA · $138M
- Citizens State Bank Wyoming, IA · $138M
- Bank Plus Estherville, IA · $145M
Questions about Bridge Community Bank
How big is Bridge Community Bank?
Bridge Community Bank, established in 1903, is headquartered in Mount Vernon, IA. It reported $141M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bridge Community Bank's return on assets?
1.26% annualized in Q2 2026, against a 1.33% median for 99 IA banks with half to twice its assets, ahead of 43% of them.
What is Bridge Community Bank's efficiency ratio?
44.72% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 57.36%, and lower is better.
Is Bridge Community Bank growing its loans?
Net loans grew 3.1% over the year to Q2 2026, while deposits grew 4.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.