Origin Bank: how it compares with its peers
Against 187 U.S. banks with half to twice its assets, Origin Bank's strongest measure in Q2 2026 is assets per employee ($11.9M vs. a $10.0M peer median). Its weakest relative measure is return on assets (1.23% vs. 1.31%).
| Measure | Origin Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.23% | 1.31% | Middle third Ahead of 40% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.83% | 3.65% | Middle third Ahead of 59% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.95% | 54.97% | Middle third Ahead of 47% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.9M | $10.0M | Middle third Ahead of 62% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.44% | 87.91% | Context |
What it means for lending operations
Its efficiency ratio of 55.95% is above the 54.97% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- International Bank of Commerce Laredo, TX · $10.19B
- Amerant Bank, National Association Coral Gables, FL · $10.27B
- Stock Yards Bank & Trust Company Louisville, KY · $10.36B
- Amarillo National Bank Amarillo, TX · $10.38B
- Centier Bank Whiting, IN · $10.41B
Questions about Origin Bank
How big is Origin Bank?
Origin Bank, established in 1912, is headquartered in Choudrant, LA. It reported $10.18B in total assets in its Q2 2026 FDIC call report and operates 59 offices.
What is Origin Bank's return on assets?
1.23% annualized in Q2 2026, against a 1.31% median for 187 U.S. banks with half to twice its assets, ahead of 40% of them.
What is Origin Bank's efficiency ratio?
55.95% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 54.97%, and lower is better.
Is Origin Bank growing its loans?
Net loans grew 4.9% over the year to Q2 2026, while deposits grew 6.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.