BLC Community Bank: how it compares with its peers
Against 79 WI banks with half to twice its assets, BLC Community Bank's strongest measure in Q2 2026 is assets per employee ($11.6M vs. a $7.3M peer median). Its weakest relative measure is net interest margin (3.25% vs. 3.80%).
| Measure | BLC Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.70% | 1.29% | Top third Ahead of 75% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.25% | 3.80% | Bottom third Ahead of 22% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 46.69% | 59.93% | Top third Ahead of 82% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.6M | $7.3M | Top third Ahead of 87% of peers |
| Loans to deposits Net loans and leases over total deposits. | 102.02% | 86.60% | Context |
What it means for lending operations
Its efficiency ratio of 46.69% is better than the 59.93% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Oak Bank Fitchburg, WI · $486M
- Citizens State Bank Hudson, WI · $488M
- Spring Bank Brookfield, WI · $441M
- Oostburg State Bank Oostburg, WI · $440M
- State Bank Financial La Crosse, WI · $512M
Questions about BLC Community Bank
How big is BLC Community Bank?
BLC Community Bank, established in 1906, is headquartered in Little Chute, WI. It reported $475M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is BLC Community Bank's return on assets?
1.70% annualized in Q2 2026, against a 1.29% median for 79 WI banks with half to twice its assets, ahead of 75% of them.
What is BLC Community Bank's efficiency ratio?
46.69% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 59.93%, and lower is better.
Is BLC Community Bank growing its loans?
Net loans grew 9.9% over the year to Q2 2026, while deposits grew 7.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.