Peoples State Bank of Plainview: how it compares with its peers
Against 84 MN banks with half to twice its assets, Peoples State Bank of Plainview's strongest measure in Q2 2026 is efficiency ratio (51.06% vs. a 61.89% peer median). Its weakest relative measure is net interest margin (3.72% vs. 3.98%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.70% | 1.35% | Top third Ahead of 75% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.72% | 3.98% | Middle third Ahead of 38% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.06% | 61.89% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.5M | $7.6M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.04% | 82.64% | Context |
What it means for lending operations
Its efficiency ratio of 51.06% is better than the 61.89% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Foresight Bank Plainview, MN · $434M
- My Kind of Bank, National Association Ottertail, MN · $423M
- First National Bank Minnesota Saint Peter, MN · $438M
- Sentry Bank Saint Joseph, MN · $415M
- Star Bank Maple Lake, MN · $446M
- Village Bank Saint Francis, MN · $412M
Questions about Peoples State Bank of Plainview
How big is Peoples State Bank of Plainview?
Peoples State Bank of Plainview, established in 1925, is headquartered in Plainview, MN. It reported $429M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Peoples State Bank of Plainview's return on assets?
1.70% annualized in Q2 2026, against a 1.35% median for 84 MN banks with half to twice its assets, ahead of 75% of them.
What is Peoples State Bank of Plainview's efficiency ratio?
51.06% in Q2 2026: it spent about 51 cents in noninterest expense for each dollar of revenue. The peer median is 61.89%, and lower is better.
Is Peoples State Bank of Plainview growing its loans?
Net loans grew 12.3% over the year to Q2 2026, while deposits grew 12.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Minnesota bank ranked.