Security State Bank of Oklee: how it compares with its peers
Against 50 MN banks with half to twice its assets, Security State Bank of Oklee's strongest measure in Q2 2026 is efficiency ratio (48.74% vs. a 62.17% peer median). Its weakest relative measure is net interest margin (3.20% vs. 4.02%).
| Measure | Security State Bank of Oklee | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.70% | 1.23% | Top third Ahead of 80% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.20% | 4.02% | Bottom third Ahead of 16% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.74% | 62.17% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.1M | $7.3M | Bottom third Ahead of 28% of peers |
| Loans to deposits Net loans and leases over total deposits. | 49.78% | 70.35% | Context |
What it means for lending operations
Its efficiency ratio of 48.74% is better than the 62.17% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Farmers and Merchants State Bank of Alpha Alpha, MN · $47M
- The First National Bank of McIntosh Mcintosh, MN · $47M
- State Bank of Lake Park Lake Park, MN · $47M
- The Northern State Bank of Gonvick Gonvick, MN · $51M
- State Bank of Taunton Taunton, MN · $47M
- State Bank of Bellingham Bellingham, MN · $46M
Questions about Security State Bank of Oklee
How big is Security State Bank of Oklee?
Security State Bank of Oklee, established in 1934, is headquartered in Oklee, MN. It reported $49M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Security State Bank of Oklee's return on assets?
1.70% annualized in Q2 2026, against a 1.23% median for 50 MN banks with half to twice its assets, ahead of 80% of them.
What is Security State Bank of Oklee's efficiency ratio?
48.74% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 62.17%, and lower is better.
Is Security State Bank of Oklee growing its loans?
Net loans grew 6.7% over the year to Q2 2026, while deposits grew 5.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Minnesota bank ranked.