Dewey Bank: how it compares with its peers
Against 30 IL banks with half to twice its assets, Dewey Bank's strongest measure in Q2 2026 is net interest margin (5.17% vs. a 3.86% peer median). Its weakest relative measure is assets per employee ($3.8M vs. $5.4M).
| Measure | Dewey Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.62% | 0.82% | Top third Ahead of 80% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.17% | 3.86% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.46% | 79.51% | Top third Ahead of 67% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.8M | $5.4M | Bottom third Ahead of 10% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.19% | 51.50% | Context |
What it means for lending operations
Its efficiency ratio of 67.46% is better than the 79.51% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First State Bank of St. Peter Saint Peter, IL · $30M
- Vermont State Bank Vermont, IL · $31M
- Citizens Bank of Edinburg Edinburg, IL · $29M
- Milford Building and Loan Association Milford, IL · $28M
- Campus State Bank Campus, IL · $26M
- The First State Bank of Dongola Dongola, IL · $35M
Questions about Dewey Bank
How big is Dewey Bank?
Dewey Bank, established in 1902, is headquartered in Dewey, IL. It reported $30M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Dewey Bank's return on assets?
1.62% annualized in Q2 2026, against a 0.82% median for 30 IL banks with half to twice its assets, ahead of 80% of them.
What is Dewey Bank's efficiency ratio?
67.46% in Q2 2026: it spent about 67 cents in noninterest expense for each dollar of revenue. The peer median is 79.51%, and lower is better.
Is Dewey Bank growing its loans?
Net loans grew 2.4% over the year to Q2 2026, while deposits shrank 3.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.