Rhode Island bank rankings, Q2 2026
5 FDIC-insured banks are headquartered in Rhode Island, holding $245.82B in combined assets as of Q2 2026. The median bank has $3.15B in assets, earns a 0.90% return on assets, and runs a 67.46% efficiency ratio.
Highest return on assets among community banks
- Centreville Bank West Warwick 1.30%
- The Washington Trust Company, of Westerly Westerly 0.90%
- Shoreham Bank Warwick 0.63%
- BankNewport Middletown 0.62%
Most efficient community banks (lowest efficiency ratio)
- The Washington Trust Company, of Westerly Westerly 63.62%
- Centreville Bank West Warwick 67.46%
- BankNewport Middletown 69.65%
- Shoreham Bank Warwick 76.56%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every Rhode Island bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| Citizens Bank, National Association Providence | $232.52B | 0.99% | 60.29% | 3.26% |
| The Washington Trust Company, of Westerly Westerly | $6.55B | 0.90% | 63.62% | 2.73% |
| Centreville Bank West Warwick | $3.15B | 1.30% | 67.46% | 3.11% |
| BankNewport Middletown | $3.07B | 0.62% | 69.65% | 3.26% |
| Shoreham Bank Warwick | $535M | 0.63% | 76.56% | 4.30% |
Method
Banks are FDIC-insured institutions headquartered in Rhode Island with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.