District of Columbia bank rankings, Q2 2026
4 FDIC-insured banks are headquartered in District of Columbia, holding $3.48B in combined assets as of Q2 2026. The median bank has $758M in assets, earns a 0.43% return on assets, and runs a 77.97% efficiency ratio.
Highest return on assets among community banks
- The National Capital Bank of Washington Washington 0.89%
- Founders Bank Washington 0.54%
- City First Bank, National Association Washington 0.32%
- Industrial Bank Washington 0.01%
Most efficient community banks (lowest efficiency ratio)
- The National Capital Bank of Washington Washington 59.94%
- City First Bank, National Association Washington 74.84%
- Founders Bank Washington 81.11%
- Industrial Bank Washington 83.06%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every District of Columbia bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| City First Bank, National Association Washington | $1.56B | 0.32% | 74.84% | 2.67% |
| Industrial Bank Washington | $774M | 0.01% | 83.06% | 3.90% |
| The National Capital Bank of Washington Washington | $742M | 0.89% | 59.94% | 3.67% |
| Founders Bank Washington | $406M | 0.54% | 81.11% | 4.05% |
Method
Banks are FDIC-insured institutions headquartered in District of Columbia with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.